Privacy Policy & Cookie Policy for Caltoz
Last Updated: March 2026
At Caltoz (https://www.caltoz.com), your privacy matters. This page explains how we handle your information and how cookies are used on our website.
1. Information We Collect
a) Personal Data
We do not require accounts or personal information to use our calculators.
We do not collect personal data such as:
Names
Email addresses
Phone numbers
Payment details
b) Calculator Data
All calculations on Caltoz happen directly in your browser.
👉 This means:
Your inputs are not stored
Your results are not saved
Your data is never sent to our servers
c) Usage Data (Analytics)
We may collect anonymous data to improve our website, including:
Pages visited
Time spent on pages
Device/browser type
General location (country level)
This data cannot identify you personally.
2. Cookie Policy
What Are Cookies?
Cookies are small text files stored on your device to help websites function properly and improve user experience.
How We Use Cookies
Caltoz uses cookies for:
✅ Essential Cookies
Required for the website to function properly📊 Analytics Cookies
Help us understand how users interact with our site⚙️ Preference Cookies
Remember your settings and improve usability
Managing Cookies
You can control or disable cookies through your browser settings.
However, disabling cookies may affect how the website functions.
3. How We Use Information
We use data to:
Improve calculator accuracy and performance
Understand user behavior
Enhance user experience
Maintain website security
We do not sell, rent, or trade your data.
4. Third-Party Services
We may use trusted third-party tools such as:
Analytics providers (e.g. Google Analytics)
Advertising partners (if enabled in the future)
These services may use cookies or similar technologies.
We recommend reviewing their privacy policies.
5. Data Security
We take reasonable steps to protect your data.
However, no internet transmission is 100% secure.
6. Children’s Privacy
Caltoz is not intended for users under the age of 13.
We do not knowingly collect data from children.
7. External Links
Our website may contain links to external sites.
We are not responsible for their privacy practices.
8. Changes to This Policy
We may update this page from time to time.
Updates will be posted here with a new date.
9. Your Consent
By using Caltoz, you agree to this Privacy & Cookie Policy.
10. Contact Us
For any questions:
11. Disclaimer
All calculators and content are provided for informational purposes only.
We do not guarantee accuracy. Always verify results before making financial or legal decisions.